You must be over 20 years of age.
If you are under 20 years of age, you will need a parent or guardian to be a joint borrower / guarantor.
You must be a New Zealand resident living permanently in New Zealand.
All new customers are required to have their credit profile checked by QuickCash using Veda Advantage Credit Bureau.
You will need to provide your drivers licence number and a photocopy of your drivers’ licence or passport containing photo identification.
You will need to provide copies of recent payslips; benefit payment advices or your last three months bank statements to verify income.
If you are self-employed, you may be asked to provide copies of your last financial statements.
All loans will require some form of security.
If you plan to use a motor vehicle for security, you will need to provide us with the registration number and the vehicle must be registered, insured and have a current Warrant of Fitness. Vehicle must be no older than 15 years since manufacture.
If you plan to use a property for security, you will need to provide us with a copy of the latest rates demand notice and mortgage statement showing how much is still owing on the mortgage.
QuickCash will also allow you to borrow using boats and other watercrafts as security. For these items we will need make, model, year of manufacture, construction details, serial numbers. Phone us at QuickCash on 0800 5779570 for more details.
If you wish to sell your motor vehicle, property or boat before your loan is repaid, you will need to contact QuickCash to arrange to have your security released and reassigned to another asset. You cannot sell your motor vehicle, property or boat until you receive QuickCash’s release. If you are unable to provide alternative security when selling your motor vehicle, property, or boat, the loan will have to be repaid using sale proceeds.
